Foreign Banks vs. U.S. Banks: Impact on small business loans

Associated with the potential growth of illuminance businesses, Stanley, Roger and Mc Manis (1993) examined the have got of foreign self-will of U.S. banks on the availability of loanable funds for teensy businesses. The cartoon indicates a parti pris towards the portfolios by foreign-owned good dish up banks when compared to domesticatedally-owned counterparts. The weigh also indicates that although there was come down among business bestow among all banks, the percentage decrease was less among the foreign-owned banks when compared to the domestically-owned banks (Stanley, Roger and McManis, 1993, abstract). The purpose of the consume was whether banks acquired by foreign interests were possible to restructure the loan portfolio put on by the organization in a manner that could fleet poisonous to small business. The turn over also evaluates the extent to which the behaviors of foreign-owned banks repetition that of equally sized domestically owned banks in a variety of managerial arbitrary areas affecting lending administration (Stanley, Roger and McManis, 1993, par. 6). Stanley, Roger and McCanis (1993) believed that restructuring of loan portfolios used by foreign-owned banks and domestic banks would be unwholesome to small businesses, since the restructuring would cause a decrease in the figuring of loans granted to small businesses. The look was conducted over a aspire of five years (1984 with 1989).

For the research, the researchers only included thick service commercial banking units that were place by the Federal tucker out Insurance Corporation (FDIC). The domestic banks used in the subject area had 100% domestic ownership and the foreign banks used in the study had 50% or more foreign ownership. The researchers in the study were Thomas O Stanley, Craig A. Roger and Bruce McManis. Thomas O Stanley is a Professor at Nicholls recount University, Craig Roger is an Associate Professor at College of St. Catherine, and Bruce McManis is a Department Head... If you privation to get a mount essay, order it on our website: Ordercustompaper.com

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